Health Insurance
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Join hundreds of businesses who trust Arlo to offer health insurance that works the way it should: affordable coverage that puts employees and their doctors in the driving seat.
Who is Arlo for?
Challenging the status quo
Arlo offers level-funded health insurance plans to businesses that are tired of the traditional insurance model - unpredictable rates and poor experiences.
AI-powered advantage
Our AI-powered approach delivers exceptional employee benefits without the traditional price tag, giving businesses a competitive edge in attracting and retaining talent.
Value at every level
We focus on delivering value at every level—better experiences for patients, optimal cost-to-quality balance for employers, and simplified solutions that help brokers retain clients year after year.
Why Arlo
For employees
Employees love Arlo
Arlo's health plans simplify healthcare with concierge guidance, fewer hassles, accessible primary care, and flexible cost options that never sacrifice quality.
Concierge support
Employees have access to health guides who provide personalized guidance to navigate benefits and find quality providers
Fewer hassles
Employees may forget who we are - with fewer prior auths, claim denials, and other barriers to care, they can focus on their healthcare.
Better primary care
Most of our plans offer access to advanced primary care where their PCP is a text message away.
More affordable
Our plans let employees choose their ideal balance of cost and access, while quality remains uncompromised.
Why Arlo
For businesses
Cost control
Predictable renewal rates through investments in preventative care and health outcomes
Plan around consistent pricing without surprise increases.
Quality benefits
Comprehensive coverage your employees can actually use.
Quality healthcare balanced with real bottom-line protection.
Administrative ease
Simplified management with fewer billing complexities.
Full coordination letting you run your business without disruption.
Employee satisfaction
Benefits your team will actually appreciate and use.
Competitive advantage in attracting and retaining talent.
Businesses prefer Arlo
Arlo’s health plans help businesses to offer quality benefits with administrative ease and predictable renewal rates.
Why Arlo
For brokers
Out-of-the-Box Programs
We've designed standard PPO plans you can use right out of the box, administered by top-tier TPAs and supported by best-in-class vendors (PBM, UM, etc.). Our out-of-the-box programs will offer you the best rates.
Long-term thinking
We focus on stable, consistent pricing from the start, with no surprises at renewal. With our proprietary Synthetic Captive approach, we're committed to helping you win and retain groups for years to come.
Simplified quoting
We return firm quotes within 24 hours without requiring IHQs, and we've streamlined the entire process from quoting to implementation to administration—no paper forms or endless email chains.
Live Insights
We connect directly to your claims data sources, providing real-time reporting and clear, actionable steps to improve your groups' performance. Stable renewal strategies designed with consistent pricing.
Join hundreds of forward-thinking employers
From manufacturing plants and daycare centers to auto repair shops and technology startups—organizations across industries choose Arlo when they're serious about offering quality healthcare without compromising their bottom line