About us

At Arlo, we believe the root of the healthcare expense problem is misaligned incentives. We're working to build the financial incentives and infrastructure needed to make long-term healthcare sustainable for small and medium-sized businesses.

By aligning financial incentives with health outcomes, we aim to help employers break free from the annual insurance shopping cycle and invest confidently in their employees' wellbeing.

Today, our AI-powered underwriting gives small businesses access to enterprise-level strategies that balance immediate cost savings with long-term health investments. This is just our starting point as we work toward fundamentally rethinking what health insurance looks like.