What We Shipped

We rebuilt our underwriting model and risk engine from scratch. What was a multi-week email process is now a single API call.

What’s Next

In 2026, we’re expanding and refining this foundation by improving risk signals, increasing model transparency, and making the system more adaptive over time.

Who Drives It

This is owned by our data science, data engineering, and actuarial teams who work hand-in-hand, bringing deep healthcare expertise and modern ML and engineering.

What We Shipped

A small sales team has brought on hundreds of brokerages and quoted tens of thousands of businesses—powered by a quoting portal that brokers actually prefer over incumbents.

What’s Next

We're 5xing our sales team and embedding our quoting software into payroll systems and other channels to accelerate distribution.

Who Drives It

This is owned by our sales and engineering teams - experienced leaders from top insurers and brokerages, alongside engineers building the portal and APIs.

What We Shipped

A mobile app that serves as a care guide for our members making it easier to access virtual care, order labs, and refill prescriptions. Our CX team backs it up with a 95%+ CSAT.

What’s Next

We're building an AI care guide that makes accessing healthcare incredibly easy and supports members outside the four walls of the clinic.

Who Drives It

This is owned by our engineering, product, design, and customer support teams who are all obssessed with creating pixel-perfect patient experiences.

What We Shipped

Experiences that increase price transparency, guide members to higher-value providers, and encourage preventive and mental health care, reducing claims costs and improving outcomes.

What’s Next

We're building out our clinical team, launching chronic condition management programs, and working with engineering to design proactive AI care guides that help members stay on top of their health.

Who Drives It

This is owned by our product and clinical teams.